Suffering a severe injury may mean losing the ability to continue working and earning a living. This can cause you a lot of stress if you are used to working and especially if you have to provide for a family. Fortunately, you may be able to seek long term disability benefits if you are a participant in your company’s long … Read More
Some people might think that injuries happen in dangerous places, like a busy intersection or a construction site. It may surprise you, however, that severe, life-changing injuries may also occur on slippery floors when you least expect it. Fortunately, those who suffered severe injuries may be entitled to financial compensation. In order to handle the legal aspects of such an … Read More
Not every personal entitles the injured person to compensation for his pain and suffering. However, it is all too often the case that when a person does suffer an injury caused by the negligence of another, for example in an auto accident, the insurer for the negligent party does everything it can to delay or avoid paying just compensation. The … Read More
Workers compensation is a type of compulsory insurance, provided by employers for their employees, that provides wage replacement, medical expenses coverage and other benefits to employees for injuries arising out of and in the course of employment. As part of the grand bargain that led to employers having to carry this kind of insurance, workers’ compensation law prohibits employees from … Read More
Long Term Disability (LTD) is a means of recuperating a portion of your income over an extended period of time if you are injured and cannot work due to an injury or illness.
Each year, thousands of people file long term disability claims after becoming injured or sick, or after a long, chronic illness or injury makes them unable to continue working. The long-term disability claims process can be tedious and complicated. Understanding the process is therefore important for those who are applying for benefits or may have to apply for them at … Read More
Everyone doesn’t want to be involved in any kind of accident. However, sometimes there’s nothing you can do to prevent them from happening. In Massachusetts, thousands face the unexpected every year. In fact, for every 100,000 residents of the state, injuries result in an annual 10,915 emergency room visits, 915 hospital admissions, and 43 deaths.
On the job work accidents are never expected. When they do happen, they instantly change the life of the person who is injured. The injured individual may be facing a long recovery, expense of medical bills, loss of employment, or other life-changing disabilities. In the state of Massachusetts, workers may be entitled to compensation as a result of an on-the-job … Read More
Getting injured while working is not something that anyone can predict or prepare for well in advance. At most, what employers can do is make sure that the employees are covered by a Workers’ Compensation insurance.
Imagine a system of law in which insurance adjusters are called “plan administrators;” insurance policies are called “plans;” and an insurer’s claim file is called “an administrative record.” Imagine a hybrid system of trust and contract law in which an insurer responsible for paying valid claims is designated a “fiduciary” with respect to its own assets, payable to policyholders who … Read More