Meet Our Attorneys

Terrence A. Low, Esq.


Expertise

In 1985 Terry entered the private practice of law primarily focusing on personal injury and workers’ compensation claims. Terry has settled hundreds of insurance claims and taken many cases to trial, hearing, mediation and arbitration. Many cases have been published in trial reports, newspaper articles, judicial opinions and other publications. For example, Philips v. West Springfield, 405 Mass. 411 (1989), established a new legal standard in Massachusetts for food warranty.  On the federal level, Johnson v. Teamsters, 102 F.3d 21 (1st Cir. 1996) enjoyed national attention after a Plaintiffs’ jury verdict and appeal by the defendants to the First Circuit Court of Appeals. More recently, in Scibelli v. Prudential Insurance Company of America, 666 F.3d 32 (1st Cir. 2012), he appealed a federal district court ruling denying an employee benefit under ERISA to the First Circuit Court of Appeals and won, overturning the denial and securing an award of over $100,000 in interest on a principal sum of $300,000, with additional attorneys’ fees of $169,000.

Terry is licensed to practice law in the Massachusetts state courts, the federal district courts of Massachusetts and Connecticut and the First Circuit Court of Appeals. He is a member of the Hampden County Bar Association and Vice-Chair of the American Bar Association Workers’ Compensation and Employee Liability Committee. In 2010 he was honored by induction into the ABA’s College of Workers’ Compensation Lawyers.

Terry is the author of published articles on both workers’ compensation and ERISA law including Irrational Predispositions and Totally Disabled and Working Full Time published in 2010 by the American Bar Association. His article Eleven Ways to Assure the Success of a Disability Claim has helped countless individuals navigate the treacherous private and group disability claims process. His teaching contributions have included a trial practice course for the Massachusetts Continuing Legal Education Program and a seminar on ERISA practice for the Hampden County Bar Association.

In recent years, Terry has focused his attention in the area of private disability plans and employee sponsored (ERISA) plans, an area of particular abuse by insurers who are aided by federal laws allowing them to circumvent traditional state remedies. Terry believes this is a challenging area of law and one that ultimately needs legislative reform. To assist in this effort, DisabilityLawyers.org was founded.

In recent years, Terry has focused his attention in the area of private disability plans and employee sponsored (ERISA) plans, an area of particular abuse by insurers who are aided by federal laws allowing them to circumvent traditional state remedies. This is a challenging area of law and one that ultimately needs legislative reform. To assist in this effort, DisabilityLawyers.org was founded: a web site presently being developed for the mission of effecting legislation and regulatory change on the state level to prohibit the use of so-called “discretionary clauses” in disability insurance policies.

When someone has been injured or develops physical, mental or emotional incapacity, he or she deserves full attention to all areas of life that have been affected, and all means of providing justice and financial relief. An injury on the job, for example, often involves a Social Security Disability and Medicare claim, or a so-called “ third party claim” against someone who was careless in causing the injury. Terry continues to concentrate in these areas of law.

Injury may involve retirement options, Medicare or Medicaid liens or private health care liens. It may involve discrimination, wrongful termination, or medical malpractice. Injury and loss of work may require analysis of earning capacity loss, return to work options and use of federal job protection under Family and Medical Leave Act. Lawyers often say they handle personal injury due to an automobile collision, but don’t handle a Social Security claim. Often an inexperienced lawyer or a television or yellow pages advertiser will claim expertise in workers’ compensation, only to refer the case to another lawyer or give the work to an associate. Other times that same lawyer will take the workers’ compensation claim without having any experience in third-party claims nor negligent physician claims. Terry believes this piecemeal approach is a disservice. It either results in an injured person remaining ignorant of all of his or her options, or the referral to another attorney after losing much time and energy.

Early Career

In 1993, after working for nine years for Gerard Pellegrini, a founder of Pellegrini and Seeley in Springfield, Terry started his own law practice at the corner of Bridge and Main Streets in Springfield. He has a strong commitment to the Springfield area because it offers access to the state and federal civil and administrative courts, but also because his great grandfather, grandfather and father worked the majority of their careers on the corner of Bridge and Main Streets. Terry has chosen to keep his practice focused on individuals needing advice and action against insurers and corporations that resist or deny claims of personal injury and disability.

Education & Background

Vermont Law School, J.D. 1984.

University of Pennsylvania, B.A. 1981.

Anthony J. Canata, Esq.


Current Practic

Attorney Canata represents injured and disabled workers and professionals in long term disability, workers’ compensation, SSDI and personal injury matters.  He assists clients with the interplay of these complex and overlapping benefit programs, often achieving a global resolution for his clients.  He delivers smart, effective legal representation to clients overwhelmed with legal and health challenges.  He appears in federal and state courts as well as the Massachusetts Department of Industrial Accidents.  He has extensive experience appealing insurer denials of short and long term disability benefits and has been successful overturning denials by UNUM, Liberty, SunLife, Cigna and other giant insurers.  He is a member of the American Bar Association where he is an active participant in the Health and Disability Committee.  He is also a member of the Hampshire County Bar Association.

Early Career

Tony began his career in Boston in 1997 at the law firm of Testa, Hurwitz & Thibeault, LLP, where he practiced complex corporate litigation. He returned to Western Massachusetts in 2000 seeking a more balanced life and a practice more aligned with his personal beliefs.  For more than ten years he focused on representing indigent criminal defendants, handling well over a thousand cases and earning the respect of clients, colleagues, judges and court personnel. In 2010 he met and began to work with Attorney Low.  The two quickly became a strong team, offering experience, courtroom skills, sound judgment and close teamwork to individuals facing difficult health challenges and legal issues.  He and Attorney Low became partners in 2012 and moved the practice from Springfield to Northampton in 2013.

Education & Background

Attorney Canata attended Trinity College, a highly selective liberal arts college located in Hartford, Connecticut, where he majored in philosophy, studied at the College’s Rome campus and graduated Phi Beta Kappa with Honors.  He completed his education at the University of Pennsylvania Law School, an Ivy League institution consistently ranked among the top 10 law schools in the nation.