The ERISA claims process is about as forgiving as a cement floor. A person who is denied benefits after an initial application will receive a notice of denial explaining that she has 180 days to appeal the decision to the administrator who made the initial decision. ERISA appeals that are not made within 180 days of a denial are, for … Read More
If you’ve been injured in the course of your employment in Massachusetts, it is extremely helpful to have a fair understanding of its state laws governing accidents and personal injury claims. These laws may apply whether you choose to file a lawsuit or agree to an out-of-court settlement. The most common, and probably most the important ones, include:
The Massachusetts Department of Industrial Accidents (DIA) lowered the assessment rate that private employers are expected to pay to the state on workers’ compensation policies. For the new fiscal year, the policy premium is now 5.75 percent down from 5.8 percent during the last fiscal year.
The last thing anyone in Massachusetts or elsewhere would want, especially in today’s economy, is to be incapacitated for a long time as this could equate to days without much-needed income. Unfortunately, accidents and illnesses are sometimes unavoidable, and may result in long-term disabilities.
An administrator must give notice of its decision on the appeal, setting forth the basis for a denial, again with 45 days, or 45 plus 30 if necessary for reasons beyond its control. Once the administrator makes a final determination and the claimant has ‘exhausted’ all remedies available under the policy, the claimant can bring an action in federal court … Read More
All drivers have the duty to exercise care on the road, including maintaining reasonable speeds and properly controlling their vehicles. The inability to do so is considered an act of negligence, which can have serious consequences especially if it results in injury to other motorists or pedestrians.